Export Finance Advisory

Better Hedging. Lower Banking Costs.
Stronger Working Capital.

FX Capital India helps Indian exporters protect forex margins through disciplined hedging, reduce hidden banking costs, and optimise working capital — delivering measurable bottom line results through expert advisory and purpose-built software.

Better Forex Rates
Disciplined hedging that protects your realization rate
Hidden Charges Identified
Complete banking cost audit — benchmarked & recovered
Working Capital Optimised
Best loan product. Lowest cost. Right timing.
Your Bottom Line Improves
Not a promise — a measurable outcome

Measurable treasury performance
across every dimension

Forex Risk Management

Structured hedging, disciplined use of forwards, options and other instruments, and FC loan management that protect your realization rates — whether managing your first hedging decision or running a large multi-currency book.

Banking Cost Reduction

A complete audit of every charge your banks apply — ECGC premiums, processing fees, renewal charges, spread over interbank rate — benchmarked against industry standards and supported with renegotiation. Direct improvement to your operating margins.

Working Capital Optimisation

Choosing the right loan product — FC loan vs INR loan, pre-shipment vs post-shipment — and improving your cash conversion cycle through better DSO, DPO and DIO management. Lower interest cost. Better liquidity.

Idle Fund & Investment Advisory

Cash sitting in a current account earns nothing. We identify surplus funds across all your accounts and recommend the right short-term instrument — overnight funds, liquid mutual funds, treasury bills, or fixed deposits — matched to your liquidity need and risk profile.

Advisory expertise backed
by proprietary software

Advisory

Export finance expertise specific to your business

CFO-level treasury thinking — tailored to your exposure profile, banking relationships, and working capital structure. Pure export finance advisory. Nothing else.

  • Forex Risk Management, Hedge Performance & Risk Policy
  • Banking Cost Audit & Optimisation
  • Working Capital & Cash Management
  • Idle Fund Utilisation & Investment Advisory
  • Complete Treasury Management Advisory
  • Enterprise Treasury Augmentation
Software Platform

Purpose-built for Indian export treasury

One integrated platform covering forex risk management, Ind AS 109 hedge accounting, banking cost monitoring, working capital, cash management, and complete treasury operations.

  • Forex Risk Management & Ind AS 109
  • Banking Cost Monitoring
  • Working Capital Management
  • Idle Fund & Investment Tracking
  • Complete Treasury Stack

Built for every scale
of export business

Growing Exporters · ₹25Cr to ₹500Cr

Your first professional treasury desk

Structured, disciplined, measurable — without the cost of building an internal team. Replace spreadsheets and reactive decisions with a complete treasury framework from day one.

  • Managing forex receivables and hedging decisions
  • Working with multiple banks for export finance
  • Wanting structured working capital management
  • Seeking professional support without a full team
Mid to Large Corporates · ₹500Cr to ₹25,000Cr+

Advanced treasury without the overhead

Automated Ind AS 109, group-level exposure reporting, hedging performance analytics, banking cost governance, and idle fund investment advisory — deployed faster and more cost-effectively.

  • Requiring automated Ind AS 109 hedge accounting
  • Managing group-level exposure across subsidiaries
  • Seeking real-time hedging performance analytics
  • A cost-effective alternative to traditional enterprise systems

Across India's export sectors

Textiles & Apparel Engineering Goods Chemicals & Pharma Gems & Jewellery Marine Products Agricultural Products Leather Goods IT & Software Exports Auto Components Handicrafts

Start with a treasury performance review

In 30 minutes we identify specific opportunities in your current treasury setup — better hedge ratios, banking cost savings, working capital improvements, or Ind AS 109 readiness.

Advisory

Schedule a Treasury Review

30 minutes · Treasury expert · Your business specifics

Software

Request a Live Platform Demo

Your scenarios · Real features · Your questions

Treasury advisory that
improves your bottom line

We partner with Indian exporters — growing businesses and large corporates — to deliver structured treasury performance across forex risk, banking costs, working capital, and complete treasury management.

01

Export treasury is our only domain

Forward contracts, FC loans, packing credit, ECGC, Ind AS 109 — this is our complete focus. Not general finance advisory. Pure export treasury expertise.

02

Recommendations backed by software

Every advisory engagement includes access to our software platform. You receive tools to execute, monitor, and measure every recommendation — not just a report.

03

We work at your scale

Growing exporters receive hands-on execution support. Larger corporates receive strategic augmentation for Ind AS 109, group reporting, and hedging performance.

A complete advisory stack

01 Forex Risk Management Advisory
+

Structured forex risk management improves your average realization rate, reduces exposure surprises, and ensures your hedging decisions are documented, measured, and compliant.

  • Exposure identification across receivables, payables & FC loans
  • Hedging strategy design — forwards, options, natural hedge
  • Forward contract booking advisory & rate improvement
  • FC loan structuring, drawdown planning & cost minimization
  • Receivables tracking from invoice to realization
  • Hedge ratio recommendations matched to your risk appetite

"Supported by our Forex Risk Management Software — delivering real-time exposure dashboards, automated Ind AS 109 compliance, and hedging performance analytics."

  • Ind AS 109 designation & effectiveness testing
  • Hedge accounting documentation & disclosures
  • Multi-currency exposure book management
02 Banking Cost Audit & Optimization
+

Banking costs are one of the most consistently improved areas in any treasury engagement. Processing fees, interest calculations, forex conversion spreads, GST on banking services — a structured audit consistently identifies savings.

  • Complete audit of all bank charges across all accounts
  • Interest cost verification against contracted rates
  • GST on banking services reconciliation & recovery
  • Forex conversion spread analysis & negotiation support
  • Bank charge benchmarking & ongoing monitoring
  • Savings quantification and tracking

"A structured banking cost audit consistently identifies recoverable overcharges and negotiable savings — improving your cost base from the first engagement cycle."

03 Working Capital & Liquidity Advisory
+

Export working capital cycles are complex — packing credit, post-shipment credit, foreign currency loans, buyer credit, multiple banking limits. Optimizing this structure directly improves your interest cost and liquidity position.

  • Working capital cycle mapping & optimization
  • Packing credit & post-shipment credit limit structuring
  • Foreign currency loan cost analysis & optimization
  • Cash flow forecasting & liquidity planning
  • Fund flow optimization across banking relationships
  • Working capital limit enhancement support

"Interest cost reduction through better structure and negotiation. Applicable whether you have two banking relationships or twenty."

04 Complete Treasury Management Advisory
+

For businesses wanting comprehensive ongoing treasury support — whether a growing exporter building their first treasury function or a corporate group strengthening governance.

  • Monthly treasury review & management reporting
  • Forex exposure reporting & management
  • Banking relationship performance review
  • Working capital & liquidity monitoring
  • Treasury policy development & governance
  • Risk committee support & reporting

"The complete treasury department capability — without the cost and complexity of building one internally."

  • Reconciliation oversight
  • Banking cost tracking & optimization
  • Group-level consolidated reporting
05 Enterprise Treasury Augmentation
+

For mid to large export-oriented corporate groups seeking to strengthen their treasury function — improving Ind AS 109 compliance, consolidating group-level exposure reporting, and optimizing hedging performance.

  • Advanced risk policy design & governance framework
  • Group-level consolidated exposure reporting
  • Hedge performance benchmarking & analytics
  • Ind AS 109 compliance review & strengthening
  • Multi-subsidiary treasury coordination

"Enterprise-grade treasury augmentation — deployed faster and at lower cost than traditional enterprise consulting."

Deep expertise. Proprietary technology.
Measurable results.

India's export community is one of the country's most important economic engines. Yet the vast majority of active exporters — regardless of size — manage their treasury without the tools and structured support that the complexity of export finance genuinely requires.

Growing exporters manage with spreadsheets and reactive decisions. Larger corporates either over-invest in complex enterprise systems or under-invest in the advisory capability needed to optimize their treasury function.

FX Capital India was built to close this gap completely. We combine deep export treasury advisory expertise with proprietary software — delivering measurable treasury performance improvement to exporters at every scale of business.

Export finance & foreign exchange
Forward contracts & derivatives
FC loan structuring & lifecycle
Ind AS 109 hedge accounting
Banking cost analysis
Working capital management
Treasury reconciliation
Export finance regulations
Group treasury management
Banking relationship management
ECGC & export schemes
Packing credit optimization

Treasury software built for
Indian exporters

One integrated platform — FC Loans, Receivables & Payables, Automated Ind AS 109, Real-time Exposure Reporting, Risk Policy Engine, and Hedging Performance Analytics. Purpose-built for export treasury. Live in days.

Built from export treasury
experience, not theory

Generic tools miss export treasury

Packing credit, ECGC, forward contract utilization tracking, FC loan management, multi-currency receivables — these are not covered by standard accounting software.

Enterprise systems are overkill

SAP TRM, Kyriba, and similar systems are powerful but take months to implement, require dedicated IT teams, and cost significantly more than the problem warrants for most exporters.

We built this from real experience

Every module was designed from actual export treasury workflows. Enterprise-grade features — Ind AS 109, exposure reporting, risk policy engine — delivered without IT dependency.

One platform, complete visibility

Module

Banking Cost Monitoring

Every charge your bank applies — captured, verified, and measured against your contracted terms. The software pays for itself typically within the first quarter.

  • Bank charge capture & categorization
  • Interest cost verification
  • GST on banking services tracking
  • Multi-bank consolidated comparison
  • Savings identification & recovery tracking
Module

Reconciliation Hub

Bank reconciliation, GST reconciliation, interest reconciliation — accurate, fast, and audit-ready. What takes your team days every month, completed in hours.

  • Multi-bank statement reconciliation
  • Automated transaction matching
  • GST on export transactions
  • Interest calculation verification
  • Overcharge identification & recovery
Module

Fixed Asset Management

Complete asset register across locations and entities. Depreciation, insurance tracking, disposal — all audit-ready.

  • Asset register across locations & entities
  • Depreciation — multiple methods
  • Insurance tracking & renewal alerts
  • Disposal & transfer management

Why FX Capital India
outperforms the alternatives

Generic Software SAP TRM / Kyriba FX Capital India
Export-specific featuresNoPartialComplete
Ind AS 109 hedge accountingNoYes, complexAutomated
FC loan managementNoPartialComplete
Deployment timeDaysMonthsDays
Advisory support includedNoNoYes
Suitable for SME exportersSometimesNoYes
Suitable for large corporatesNoYesYes

Let's discuss your
treasury performance

Whether you're a growing exporter building your first structured treasury approach or a large corporate group looking to improve performance and compliance — start with a conversation.

Advisory Enquiry

Schedule a Treasury Review

30 minutes with our treasury expert — no obligation.

  • Specific to your business and scale
  • Practical and measurable insights
  • No generic advice — ever
Keep it brief — we'll discuss everything on the call
We will call you within 4 business hours to confirm your review slot.

No commitment · Free · 30 minutes only

Request received

We'll call you within 4 business hours to confirm your treasury review slot.

Platform Demo

Request a Live Demo

Live walkthrough of our treasury software — scenarios specific to your business scale and requirements.

  • Live demonstration specific to your needs
  • Pricing and deployment discussion
  • Your questions answered
Keep it brief — we'll cover everything in the walkthrough
We will contact you within 4 business hours to schedule your live platform walkthrough.

No commitment · Free · Live walkthrough

Demo request received

We'll contact you within 4 business hours to schedule your live platform walkthrough.

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